SERVICE CHARGES

Charges & Fees

A detailed list of service charges applicable to various banking services offered by Sampada Sahakari Bank.

Note: All charges mentioned below are exclusive of GST unless otherwise specified.

1. General Banking & Accounts

Service / Account Type Details / Charges
Saving Bank Account Min Balance: Zero Balance
Charges: Nil
Current Account Min Balance: Rs. 3000/-
Charges: Nil
Current Account (Other Branches) Min Balance: Rs. 1000/-
Charges: Nil
Chiranjeev SB Account Min Balance: Rs. 100/-
Charges: Nil
Issue of Duplicate Statement Savings: Rs. 50/- | Current: Rs. 75/-
Duplicate Passbook Rs. 50/- per passbook (for each financial year)
Inoperative Account Rs. 100/- six monthly (Savings & Current)
Account Closure Before 6 months: Savings Rs. 200/-, Current Rs. 250/-

2. Remittance Facilities

Service Charges
Demand Draft (DD) Commission Rs. 2/- per 1000/- (Min Rs. 25/- | Max Rs. 15,000/-)
DD Cancellation / Revalidation Rs. 50/- per draft
Pay Order (PO) Issue Upto Rs. 1000: Rs. 20/-
Above Rs. 1000: Rs. 2.00 per thousand (Max Rs. 2,500/-)
NEFT Outward (Bank Customers)
  • • Upto Rs. 25,000: NIL
  • • Rs. 25,001 to 1 Lakh: Rs. 5/-
  • • Rs. 1 Lakh to 2 Lakhs: Rs. 15/-
  • • Above Rs. 2 Lakhs: Rs. 25/-
NEFT Outward (Non-Customers)
  • • Upto Rs. 10,000: Rs. 2.50/-
  • • Rs. 10,001 to 50,000: Rs. 5/-
RTGS Outward
  • • Rs. 1.00 to 2.00 Lakhs: NIL
  • • Above 2 Lakhs to 5 Lakhs: Rs. 25/-
  • • Above 5 Lakhs: Rs. 50/-
Inward NEFT / RTGS NIL

3. Cheque & Collection Services

Service Charges
Cheque Bouncing (Inward) Upto Rs. 1 Lakh: Rs. 100/-
Above 1 Lakh: Rs. 300/-
Cheque Bouncing (Local Outward) Upto Rs. 1 Lakh: Rs. 50/-
Above 1 Lakh: Rs. 100/-
Stop Payment Charges Savings: Rs. 25/- | Current: Rs. 50/-
Outstation Cheque Collection
  • • Upto Rs. 10,000: Rs. 50/-
  • • Rs. 10,001 to 25,000: Rs. 100/-
  • • Rs. 25,001 to 50,000: Rs. 100/-
  • • Rs. 50,001 to 1 Lakh: Rs. 100/-
  • • Above 1 Lakh: Rs. 150/-
  • (Plus Postage & Courier Charges)

4. Loan Processing Charges

Loan Type / Service Charges
All Loans Processing Fee 0.40% of Loan Amount (Max Rs. 2,50,000/- | Min Rs. 100/-)
Cash Credit Renewal 50% of the charges applicable for All loans
Principle Approval (New Loans)
  • • Below Rs. 50 Lac: No charges
  • • Above Rs. 50.01 Lac: 0.05% of loan amount (Max Rs. 10,000/- | Min Rs. 100/-) - Non refundable
Prepayment Charges 1% of Debit Balance (Applicable if: Loan amount > Rs. 5 Crore AND Take over by other bank AND repaid within 1/2 time of tenure)
No Due Certificate Rs. 15/- per certificate
Solvency Certificate 0.50% of Amount (Max Rs. 50,000/-)

5. Miscellaneous Services

Service Charges
Locker Form Fee Rs. 100/-
Late Payment (Locker Rent) Rs. 25/- per quarter
Duplicate ATM Card Rs. 100/- per card
Duplicate PIN Rs. 50/-
Signature Attestation Rs. 25/- per form
Folio Charges Rural: Rs. 25/- per page (30 entries)
Urban: Rs. 50/- per page (30 entries)
Franking Charges Rs. 15/- per document
Need Clarification?
We will call you shortly!

Have Questions?

Contact our branch for detailed information on charges.

Contact Branch